400-600 words Federal and state taxes are not the only items withheld from your paycheck. There are other options such as benefits, the Federal Insurance Contribution Act (FICA), the Employee Retirement Income Security Act (ERISA) and Social Security. What role does Social Security play in employee retirement? What is the relationship between FICA, ERISA, and Social Security? What are some real world examples of retirement planning program? What would be considered an example of fiduciary responsibility under ERISA?